Virginia Income Tax Calculator

Estimate your Virginia state income tax from federal AGI using the four graduated brackets and the Virginia standard deduction for 2024 through 2026.

Updated: July 19, 2026 • Free Tool

Virginia Income Tax Calculator

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Your Virginia adjusted gross income. For most filers this is federal AGI after Virginia additions and subtractions.

Your Virginia filing status, which sets the standard deduction and bracket application.

Select the tax year. The standard deduction amounts change by year; the four bracket rates are unchanged from 2021 through 2026.

Results

Virginia taxable income
$0.00
Virginia income tax $0.00
Effective rate 0.00%
Marginal rate 0.00%

What Is the Virginia Income Tax Calculator?

The Virginia income tax calculator estimates your state income tax by starting from your Virginia adjusted gross income and subtracting the Virginia standard deduction to reach Virginia taxable income, then walking that figure through the four graduated brackets. It shows what you owe before credits for the 2024, 2025, and 2026 tax years.

  • Plan withholdings: Compare the projected Virginia liability against the state withholding taken from your paycheck.
  • Check a draft return: Confirm the Virginia tax on your federal AGI before you file or send the return to a preparer.
  • Compare filing statuses: Test single versus married filing jointly, since the deduction and the result change by status.
  • Model a raise: See how moving into the 5.75% bracket changes the tax on each extra dollar of Virginia income.

Virginia is a federal starting point state: it begins with the same adjusted gross income you report to the IRS, then applies its own adjustments. That makes the link to your federal return direct but easy to overlook, which is why a dedicated estimator helps.

Because Virginia starts from the same federal AGI, try the federal income tax calculator to see how the two liabilities relate before you file.

How the Calculation Works

The calculator builds Virginia taxable income from your Virginia AGI, then taxes it in four progressive layers using the current Virginia schedule.

VA taxable income = max(0, VA AGI - VA standard deduction); VA tax = 2% x first $3,000 + 3% x next $2,000 + 5% x next $12,000 + 5.75% x amount above $17,000
  • Virginia AGI: Your federal AGI after Virginia additions and subtractions; the state starting point.
  • Standard deduction: A flat amount by filing status and year, taken before the brackets apply.
  • Four brackets: 2% up to $3,000, 3% to $5,000, 5% to $17,000, and 5.75% above $17,000 of taxable income.
  • Marginal rate: The top bracket your last taxable dollar falls in, which is above your effective rate.

Because only the income inside each band is taxed at that band's rate, a raise does not push your whole income into the top bracket. The Virginia income tax calculator shows both the tax and the effective rate as a share of AGI so you can judge the real impact of a change in income or filing status. If you are unsure how your AGI is assembled, the AGI calculator shows the line-by-line build from income and above-the-line deductions.

Single filer, $65,000 Virginia AGI, 2026

Virginia AGI $65,000, single standard deduction $9,250.

Taxable income = 65,000 - 9,250 = $55,750. Tax = 2% x $3,000 + 3% x $2,000 + 5% x $12,000 + 5.75% x $38,750 = $60 + $60 + $600 + $2,228.13 = $2,948.13.

Estimated Virginia income tax: $2,948.13.

About $38,750 falls in the 5.75% bracket, so the effective rate is 4.54% of AGI.

Under Va. Code § 58.1 Chapter 3, individual income tax is computed from federal AGI using the state's rate schedule and standard deduction, and the four-bracket structure has been in place since 2021.

If you are unsure what belongs in your AGI, the AGI calculator shows how adjusted gross income is built from income and above-the-line deductions.

Key Concepts Explained

Four ideas explain why your Virginia result looks the way it does.

Federal AGI as the starting point

Virginia begins with the same adjusted gross income reported on IRS Form 1040, then applies state-only adjustments rather than recomputing income from scratch.

Graduated rate schedule

The schedule taxes each band at its own rate, so marginal and effective rates differ and only the top slice is taxed at 5.75%.

Standard deduction by status

Married filing jointly gets double the single deduction, which can drop taxable income by roughly $9,250 between filing choices.

No local income tax

Virginia has no city or local income tax, so the state figure here is the entire state-level income tax for residents.

To see how this annual liability is collected through pay, the Virginia paycheck calculator breaks down per-paycheck withholding across the year.

How to Use This Calculator

Follow these steps to produce a clean estimate.

  1. 1 Pick your filing status: Choose single, married filing jointly, head of household, or married filing separately to set the standard deduction.
  2. 2 Enter Virginia AGI: Use your federal AGI after any Virginia additions and subtractions as the starting figure.
  3. 3 Choose the tax year: Select 2024, 2025, or 2026; the year sets the standard deduction amount.
  4. 4 Read the results: Note Virginia taxable income, the estimated tax, the effective rate, and the marginal rate.
  5. 5 Compare scenarios: Change the filing status or year to see how the deduction and brackets shift the outcome.
  6. 6 Estimate the refund: Compare the tax to your W-2 withholding plus estimated payments to gauge a refund or balance.

A single filer with $65,000 Virginia AGI and the 2026 standard deduction lands on $55,750 of Virginia taxable income and about $2,948 of tax, an effective rate near 4.54% of AGI. To see how that annual bill is collected through pay, the Virginia paycheck calculator breaks the liability into per-paycheck withholding.

The filing-status deduction difference is easiest to weigh with the marriage penalty calculator, which quantifies joint versus separate outcomes for a couple.

Benefits of Using This Calculator

A Virginia-specific estimator helps you make decisions a generic calculator cannot.

  • Spot withholding gaps: Compare the estimate with Virginia withholding so you avoid a spring surprise.
  • Model bracket transitions: See exactly how much of a bonus or raise lands in the 5.75% band.
  • Test filing-status choices: Quantify the deduction difference between single and married filing jointly before choosing how to file.
  • Catch input errors: A quick estimate flags a transposed deduction or missing adjustment on a draft return.
  • Plan estimated payments: Use the liability figure to size quarterly Virginia payments if you are self-employed.

The filing-status deduction difference is easiest to weigh with the marriage penalty calculator, which quantifies joint versus separate outcomes using the same underlying brackets. Running both tools on identical income shows whether a couple pays more or less by how they file.

Estimating before you file also gives you a number to reconcile against the Virginia withholding on your year-to-date payslips, so an unexpected balance due does not appear only after the return is submitted.

Comparing the result against the federal income tax calculator shows how much of your total liability is state versus federal, and the tax bracket calculator lays out where each dollar crosses into a higher bracket.

Factors That Affect Your Results

Several inputs move the final number more than people expect.

Filing status

Married filing jointly gets double the single standard deduction, so the same household income is taxed on a much smaller base.

Tax year

The four bracket rates are unchanged from 2021 through 2026, but the standard deduction rises each year and lowers taxable income.

Virginia AGI adjustments

State-only additions and subtractions change the income base before the standard deduction is even applied.

Withholding versus liability

The annual tax here is what you owe; comparing it to W-2 withholding reveals whether a refund or a balance is likely.

  • This tool estimates the income tax before credits and does not include Virginia credits, itemized deductions, or withholding already paid.
  • The standard deduction and bracket amounts change each year; the 2024 through 2026 figures here should be confirmed against the current Virginia Department of Taxation schedule before filing.

Comparing Virginia's graduated schedule with a flat-rate state such as the Arizona income tax calculator shows how much bracket design matters. The Virginia income tax calculator applies the four brackets to the income left after the standard deduction, so the same income can land in very different places depending on whether a state uses one rate or a schedule.

Income tax is only part of your state burden. The Virginia property tax calculator covers the real estate side, which does not flow through the income tax form at all. Planning both together gives a fuller picture of what you send to Richmond.

As published by the Virginia Department of Taxation, the Virginia standard deduction is tied to the federal standard deduction for each status and is indexed each year.

Income tax is only part of your state burden; the Virginia property tax calculator covers the real estate side of Virginia.

Virginia income tax calculator showing federal AGI, standard deduction, and four-bracket state tax
Virginia income tax calculator showing federal AGI, standard deduction, and four-bracket state tax

Frequently Asked Questions

Q: What are Virginia's income tax rates and brackets?

A: Virginia applies four brackets to Virginia taxable income: 2% on the first $3,000, 3% on the next $2,000 (up to $5,000), 5% from $5,000 to $17,000, and 5.75% on income above $17,000. The brackets are progressive, so only the portion in each range is taxed at that rate. This structure has been in place since tax year 2021 and applies through 2026.

Q: How is Virginia taxable income different from federal taxable income?

A: Virginia starts from your federal adjusted gross income, then applies its own additions and subtractions to reach Virginia AGI. It then subtracts the Virginia standard deduction to get Virginia taxable income, which is the figure the four brackets act on. Federal taxable income uses a different deduction and exemption structure, so the two bases are rarely identical.

Q: What is the Virginia standard deduction for 2025 and 2026?

A: For 2026 the Virginia standard deduction is $9,250 for single and married-filing-separately filers, $18,500 for married filing jointly, and $13,875 for head of household. For 2025 the amounts are $9,000, $18,000, and $13,500. The Virginia amount is tied to the federal standard deduction and is indexed each year.

Q: Does Virginia have local or city income taxes?

A: No. Virginia has no local income tax or city wage tax, so the state income tax computed here is the entire state-level income tax for Virginia residents. Local governments in Virginia raise revenue through property and sales taxes instead of an income tax.

Q: How do I estimate my Virginia tax refund or balance due?

A: Take the total Virginia tax from the calculator and compare it to the state withholding on your W-2 plus any estimated payments you made. If withholding and payments exceed the calculated tax, you expect a refund; if they fall short, you owe a balance. The estimate uses the standard deduction, so if you itemize on your federal return your Virginia result may differ.

Q: Where do I file a Virginia income tax return?

A: Virginia individual returns, Form 760 for residents, are filed with the Virginia Department of Taxation, which offers online filing through its website and approved software. You generally file a Virginia return for the same year as your federal return, using the federal AGI as the starting point.